MANDAT 2026 Persediaan Penuh E-Invois LHDN, Binaan Sistem & Penjimatan Cukai PKS Kini Dibuka. Full LHDN E-Invoice Readiness, Custom System Setup & SME Tax Advisory Now Open. Semak Kelayakan → Check Eligibility →
N
NEXAFINANCE

Financial Architecture & Advisory

Penasihat Senibina Kewangan (Fractional CFO) & Pembangun Sistem Financial Architecture (Fractional CFO) & Custom System Builders

Bukan Sekadar Catat Akaun & Template.
Kami Arkitek & Bina Sistem Kewangan Perniagaan Anda.
Beyond Bookkeeping & Templates.
We Architect & Build Custom Financial Systems For Your Business.

Kami bantu usahawan Enterprise hingga Korporat Sdn Bhd membina rekod kemas, membangunkan sistem operasi kewangan tersuai, menyelesaikan akaun tertunggak (Backlog Rescue), menguasai mandat E-Invois LHDN, menjimatkan cukai secara sah, dan menyediakan penyata Bank-Ready. We empower founders from dynamic Enterprises to growing Sdn Bhd corporations to deploy clean records, build tailored financial systems, rescue accounting backlogs, master LHDN E-Invoicing mandates, optimize tax legally, and prepare Bank-Ready financial statements.

100% Patuh LHDN & MFRS
Pakar Penyelamat Backlog Backlog Rescue Specialists
Bank-Ready Profiling (DSR)
Pembangunan Sistem Tersuai Custom System Implementation
Diagnostik Pantas (1 Minit) Quick Diagnostic (1 Min)

Semak Tahap Kesihatan Akaun Anda Check Your Financial Health Score

Ketahui risiko audit LHDN, kelayakan bank, & potensi penjimatan syarikat. Discover LHDN audit risks, loan eligibility, & tax optimization opportunities.

Keupayaan Istimewa Kami Our Signature Capability

Bukan Sekadar Nasihat & Template.
Kami Rangka, Pasang & Latih Sistem Khas Untuk Anda.
Not Just Advice & Blank Templates.
We Architect, Deploy & Train Custom Systems For You.

Ramai usahawan pening kerana konsultan hanya beri kertas teori atau template kosong tanpa bimbingan teknikal. Pasukan kami turun padang untuk membina sistem operasi digital syarikat anda dari A hingga Z. Most consultants only hand over theoretical advice or static spreadsheets. Our technical team works directly inside your workflow to deploy and configure custom digital accounting engines from A to Z.

1. Pemasangan Sistem Digital (Cloud & ERP Mini) 1. Cloud Accounting & Mini ERP Deployment

Kami pasang dan konfigurasikan sistem akaun digital (Cloud Accounting, Bukku, SQL, AutoCount, atau template spreadsheet kustom berskala besar) yang sepadan dengan model bisnes dan saiz operasi syarikat anda. We set up and calibrate digital cloud accounting (Bukku, SQL, AutoCount, or bespoke enterprise-grade spreadsheets) precisely engineered to match your business model and volume.

  • Custom Chart of Accounts (COA)
  • Multi-Currency & Job Costing

2. Integrasi Aliran E-Invois LHDN & POS 2. LHDN E-Invoice & POS Automated Sync

Menghubungkan aliran jualan kedai (POS), platform e-dagang, atau bil korporat B2B terus ke portal LHDN MyInvois dan lejar utama secara automatik tanpa entri manual yang memenatkan. Bridging sales flows from retail POS, e-commerce, or B2B contracts directly into LHDN MyInvois and general ledgers automaticallyβ€”eliminating repetitive manual entries.

  • B2B 55 Mandatory Data Fields
  • Consolidated B2C Monthly Flow

3. Rangka SOP & Latihan Hands-on Staf 3. Custom Financial SOPs & Staff Training

Kami bukan serah perisian dan tinggalkan anda. Kami rangka buku panduan SOP kawalan dalaman dan melatih kerani atau kakitangan akaun anda sehingga seluruh sistem berjalan secara autopilot. We never hand over software and vanish. We write practical internal control SOPs and train your clerks/admin staff hands-on until your financial engine operates on full autopilot.

  • Step-by-Step Filing Checklist
  • 1-on-1 Practical Staff Coaching

Realiti Usahawan Malaysia SME Financial Realities

Adakah Anda Mengalami Salah Satu Masalah Ini? Are You Experiencing Any of These Challenges?

Kebanyakan perniagaan bergelut bukan kerana jualan tidak laku, tetapi kerana kebocoran senyap di bahagian pengurusan akaun, aliran tunai, dan penalti percukaian. Most businesses struggle not from lack of sales, but from silent leaks in accounting compliance, cash flow mismanagement, and severe tax penalties.

Sales Juta-Juta Tapi Bank Kosong High Revenue, Zero Cash Flow

Keliru antara untung atas kertas (P&L) dengan baki tunai sebenar. Modal tersangkut pada hutang pelanggan yang tak dikutip dan margin jualan yang salah dikira. Confusing paper profits (P&L) with actual bank cash. Working capital trapped in uncollected receivables, poorly calculated margins, and unmonitored cash flow.

Sindrom "Akaun Kotak Kasut" (Backlog) "Shoebox Accounting" Chaos (Backlog)

Resit kertas dibiarkan bersepah dalam kotak hingga pudar dan hilang. Bila LHDN audit, semua belanja dibuang dan dikenakan penalti Seksyen 140. Thermal paper receipts left in shoeboxes until faded or lost. During LHDN tax audits, undocumented expenses are disallowed, triggering Section 140 penalties.

Duit Bisnes & Poket Pengarah Bercampur Commingling Company & Director Funds

Tiada struktur gaji rasmi pengarah. Mewujudkan baki "Directors' Advance" yang besar dan berisiko dikenakan faedah nosional cukai oleh LHDN. No formal director payroll structure. Large unmonitored "Directors' Advances" accumulate, exposing your company to deemed interest tax under audit.

Bank Reject Permohonan Pinjaman (DSR) Bank Loan & Facility Rejections (DSR)

Sengaja lapor akaun rugi semata-mata nak jimat cukai. Akhirnya bila nak beli premis kilang, hartanah, atau mohon kemudahan kredit, skor DSR gagal total. Reporting deliberate losses to avoid tax backfires. When applying for commercial mortgages, working capital, or bank credit lines, your DSR fails totally.

Buntu Mandat E-Invois LHDN LHDN E-Invoice Compliance Stress

Pening membezakan B2B vs Consolidated B2C e-Invois, pelanggan enggan kongsi TIN/IC, dan terbeban dengan tawaran software yang terlampau mahal. Struggling between B2B vs Consolidated B2C flows, missing customer TIN/IC workflows, and feeling overwhelmed by high ERP subscription quotes.

Takut Denda Anggaran Cukai CP204 Penalties on CP204 Tax Estimates

Salah anggar cukai syarikat Sdn Bhd melebihi 30% daripada cukai sebenar menyebabkan penalti automatik 10% di bawah Seksyen 107C Akta Cukai Pendapatan. Underestimating corporate tax by over 30% of actual tax liability triggers automatic 10% statutory penalties under Section 107C of the Income Tax Act.

Pakej Perkhidmatan Kami Our Service Packages

Penyelesaian Berperingkat Dari Asas Hingga Korporat Tiered Solutions From Early-Stage To Corporate

Pilih struktur sokongan yang menepati skala, sistem operasi, dan objektif kewangan syarikat anda. Select the advisory and implementation structure tailored to your business scale, system needs, and financial milestones.

Tier 1: Starter SME & Startup

Sistem & Template Asas Foundational System & Templates

Sesuai untuk Syarikat Baharu Mula, Enterprise, Peniaga Online & Freelancer (Jualan < RM300k). Ideal for Startups, Sole Proprietorships, Online Sellers & Freelancers (Revenue < RM300k).

RM 150 - RM 300 / bulan (atau Setup A-Z RM600) / month (or A-Z Setup RM600)
  • Master Template Perakaunan Tersuai (Excel / Google Sheets / Cloud Basic). Custom Accounting Master Template (Excel / Google Sheets / Cloud Basic).
  • Setup & Bimbingan Portal MyInvois LHDN Percuma (B2B & B2C). Setup & Practical Coaching on Free LHDN MyInvois Portal (B2B & B2C).
  • SOP Pengasingan Akaun Bisnes vs Akaun Peribadi Pengasas. SOP for Business vs Personal Fund Segregation for Founders.
  • Penyediaan Laporan Untung Rugi Tahunan untuk Borang B / Borang P. Annual P&L Preparation for Personal/Partnership Form B & P Filings.
  • Checklist Pelepasan Cukai Perniagaan & Simpanan Resit Sah. Business Tax Deduction Checklist & Audit-Proof Receipt Filing.
Pilihan Paling Popular Most Popular Choice
Tier 2: Growth Sdn Bhd

Penyusunan, Sistem & Pematuhan Lengkap Full Accounting, System & Compliance

Sesuai untuk Sdn Bhd & Enterprise berkembang (Jualan RM300k - RM3 Juta). Tailored for growing Sdn Bhd & Enterprises (Revenue RM300k - RM3 Million).

RM 600 - RM 1,800 / bulan (Retainer) / month (Retainer)
  • Accounting Rescue: Pembersihan & pembinaan semula lejar tertunggak 1-3 tahun. Accounting Rescue: Rebuilding & cleanup of 1-3 years backlog ledgers.
  • Monthly Management Accounts (P&L, Balance Sheet, Cash Flow). Monthly Management Accounts (P&L, Balance Sheet, Cash Flow).
  • Pengurusan Cukai Syarikat: e-CP204, Borang C, dan penyata SST-02. Corporate Tax Compliance: e-CP204, Form C & SST-02 filings.
  • Bank Loan Readiness: Menyelaras Debt Service Ratio (DSR) sedia-pinjaman. Bank Loan Readiness: Calibrating Debt Service Ratio (DSR) for bank facilities.
  • Pemasangan Sistem: Cloud Accounting (Bukku/SQL/AutoCount) & Latihan Staf. System Deployment: Cloud Accounting (Bukku/SQL/AutoCount) & Staff Coaching.
Tier 3: Corporate & CFO

Fractional CFO & Senibina Audit Fractional CFO & Audit Architecture

Syarikat Jualan > RM3 Juta, Syarikat Projek, Kontraktor & Francais. Corporations with Revenue > RM3M, Project Contractors & Franchises.

RM 2,500 - RM 6,500 / bulan / month
  • Pre-Audit Readiness: Penyediaan Audit Working Papers lengkap. Pre-Audit Readiness: Complete Audit Working Papers preparation.
  • Perakaunan Kos & Projek (Job Costing & Departmental P&L). Project Costing & Departmental P&L Allocation.
  • Tax Optimization: Elaun Modal (Capital Allowance), Rebat Zakat 2.5% & Pelepasan Kumpulan. Tax Optimization: Capital Allowances, 2.5% Zakat Rebates & Group Relief.
  • Fractional CFO: Mesyuarat pengurusan bulanan & unjuran kewangan (Cash Flow Projections). Fractional CFO: Monthly executive board reviews & cash flow forecasting.
  • Penilaian Kawalan Dalaman (Internal Controls & Anti-Fraud Architecture). Internal Controls Assessment (Governance & Anti-Fraud Architecture).
Mandat Nasional E-Invois National E-Invoicing Mandate

Kuasai E-Invois LHDN Tanpa Membakar Modal Perniagaan Master LHDN E-Invoicing Without Draining Capital

Ramai usahawan terkeliru menyangka mereka wajib berbelanja puluhan ribu ringgit untuk membeli sistem ERP yang rumit. Hakikatnya, kerajaan telah menyediakan Portal MyInvois secara percuma dan integrasi fleksibel. Many business owners mistakenly assume they must spend tens of thousands on complex ERP packages. In fact, the government provides the free MyInvois Portal alongside practical automation methods.

Penstrukturan Aliran Dokumen & SOP Workflow & Documentation SOP

Kami sediakan langkah demi langkah bagaimana staf anda patut mengumpul maklumat pembeli (TIN/IC/BRN) dan mengeluarkan invois tanpa panik. Step-by-step blueprints for your team to collect customer tax details (TIN/IC/BRN) and generate compliant e-Invoices smoothly.

Pengurusan Invois Disatukan (Consolidated B2C) Consolidated B2C Invoicing Workflow

Bagi peniaga runcit, restoran, dan e-dagang di mana pembeli tidak mahu invois individu, kami sediakan format gabungan bulanan yang sah di sisi LHDN. For retail, F&B, and e-commerce where walk-in buyers don't request individual invoices, we set up compliant monthly aggregated submissions.

Integrasi API & Template Spreadsheet Kustom API Integrations & Custom Spreadsheets

Untuk volum transaksi sederhana hingga tinggi, kami sediakan template muat naik pukal (bulk upload CSV) tanpa perlu kunci masuk satu-persatu. For medium-to-high transaction volumes, we architect bulk-upload CSV structures and direct API sync bridges eliminating manual entries.

Checklist Kesediaan E-Invois Syarikat Anda Company E-Invoice Readiness Checklist

πŸ’‘ Perlukan bantuan pasukan kami? Kami menyediakan khidmat onboarding E-Invois lengkap dari persediaan dokumen sehingga kakitangan anda mahir sepenuhnya. πŸ’‘ Need our hands-on support? We provide end-to-end E-Invoice onboardingβ€”from document architecture and system setup to hands-on staff training.
Alat Digital Percuma Usahawan Free Digital Tools For Founders

Portal Kewangan & Toolkit Pintar PKS SME Financial Portal & Interactive Toolkit

Akses hab utiliti percuma yang kami bina khas untuk usahawan Malaysia membuat simulasi pengiraan, mengakses direktori rasmi kerajaan, dan mengurus operasi syarikat secara teratur. Access our complimentary utility hub engineered specifically for Malaysian entrepreneurs to simulate tax projections, access official agency portals, and manage company operations.

Kalkulator Cukai & Untung Rugi Tax & P&L Calculator

Kira anggaran cukai syarikat Sdn Bhd (kadar berperingkat 15% / 24%) dan Enterprise secara automatik serta semak risiko anggaran CP204 Seksyen 107C. Calculate Sdn Bhd and Enterprise tax liabilities automatically, including SME tiered rates and CP204 variance estimations.

Hub Percuma & Direktori Agensi PKS Free Tools & SME Directory Hub

Pautan pantas ke portal rasmi MyTax LHDN, MyInvois, SSM EzBiz, MIDA, HRD Corp, dan direktori pembiayaan SME Bank dalam satu tempat. Direct access to official portals for MyTax, MyInvois, SSM EzBiz, MIDA, HRD Corp, and government SME grant/financing directories.

Portal Operasi Kewangan Interaktif Interactive Operations Web App

Platform web app khusus untuk usahawan meneroka carta akaun (COA), simulator aliran tunai bulanan, dan panduan operasi perakaunan secara langsung. Web application platform for founders to explore chart of accounts, monitor cash flow cycles, and study operational starter guides.

Ujian Diagnostik Kesihatan Akaun Financial Health Diagnostic Assessment

Adakah Akaun Syarikat Anda "Sakit" Atau Sihat? Is Your Company's Financial Engine Healthy Or At Risk?

Jawab 5 soalan pantas di bawah untuk mengesan risiko penalti LHDN, kebocoran tunai, baki Directors' Advance, dan kelayakan pinjaman bank syarikat anda dalam 2 minit. Answer these 5 quick assessment questions to detect LHDN audit exposure, cash bleed, Directors' Advance commingling, and bank loan readiness in 2 minutes.

4 Bulan Tertunggak
0 Bln (Terkini Bulanan) 6 Bulan 12 Bulan 24+ Bulan (Backlog Berat)
Analisis Kesihatan Kewangan Financial Health Score

Skor & Diagnosis Anda Your Health & Diagnosis

52 / 100
Status Semasa: SEDERHANA (BERISIKO)

Simptom "Sakit Akaun" Dikesan: Symptoms & Red Flags Detected:

Preskripsi Tindakan Pemulihan: Actionable Prescription:

Ringkasan skor anda akan dihantar terus kepada perunding bertauliah (+60 19-333 1437). Your assessment summary will be sent directly to certified advisors (+60 19-333 1437).

Kalkulator Calculator